Some observations about the PO dilemna.

wisconsin_cur

Can you eliminate all risk or know that you have covered all of the bases?

Of course not. Preparing is about stacking the odds in your favor a little bit at a time, day after day. I think that it is important to do so in a way that continues to value the present. For example I am not willing to move any farther away from my parents because I want them to be able to know their grandchildren. I accept some future risk for the benefit of being able to have my parents in my life now.

There is no sure thing. Invest as you see appropriate.

Pay for your ticket and don't complain.
_________________
The sage experiences without abstraction,
And accomplishes without action;
He accepts the ebb and flow of things,
Nurtures them, but does not own them,
And lives, but does not dwell.
-Lao Tzu